What is CarInsure by Touch 'n Go? Here's What You Need to Know. | eWhallet

What is CarInsure by Touch 'n Go? Here's What You Need to Know

Shen Lee

If you’ve been using the Touch ‘n Go eWallet app as of late, you might have spotted a new button on your homepage - CarInsure.

From eWallet, to investment management, and now even car insurance - Touch ‘n Go is surely taking up space in the lives of everyday Malaysians. But we’re not complaining - new features are always exciting! 

So, what is TNG’s CarInsure all about?

What is CarInsure by Touch ‘n Go?

CarInsure main features at a glance:

  • Instantly compare between Allianz and MSIG quotations

  • Enjoy 10% discount on your premiums

  • Road tax delivery to doorstep within 3 - 5 working days

  • RM50,000 FREE Personal Accident coverage


Announced just recently on the 1st of July 2021, CarInsure is a car insurance and road tax renewal feature by TNG Digital Sdn Bhd. Through the feature, users can purchase car insurance and road tax directly through the app itself. 

At the time of writing, there are only two insurance providers available through CarInsure - Allianz and MSIG. The feature allows you to receive instant quotations and compare between the two on the spot. 

Note also, that the car insurance available is for private car comprehensive insurance only, so don’t expect much leeway for customisation there. However, you can choose from these add-on coverages below:

  • Windscreen coverage

  • Special perils

  • Additional drivers

  • Unlimited drivers

  • Road tax delivery

Why use CarInsure?

Comparing car insurance has always been a little complicated. With so many ways to compare and so many avenues to renew, what makes CarInsure worth using?

Right off the bat, the biggest advantage to using CarInsure compared to other platforms is the FREE RM50,000 personal accident coverage. According to Touch ‘n Go, users who purchase a motor private car comprehensive policy through CarInsure will be entitled to one year free PA protection, underwritten by Allianz. 

Personal accident insurance provides compensation to the policyholder’s family in the event of injury, disability or death. 

Eligible users will be notified via email after successfully purchasing their policy. At present, there seems to be no deadline or specific eligibility criteria for the free PA protection. Click here to read more terms and conditions.

On top of that, users also get an exclusive 10% discount on their premiums - making it cheaper to purchase through CarInsure compared to buying directly from Allianz or MSIG. 

Since car insurance renewal and road tax renewal comes hand in hand, it also makes sense that TNG provides road tax delivery directly to your doorstep, with arrival expected within 3 - 5 days. 

CarInsure by Touch ‘n Go: Pros and cons

Pros

Cons

  • Free RM50,000 personal accident coverage 

  • 10% discount on premiums

  • Road tax doorstep delivery

  • Instantly compare between Allianz and MSIG quotations

  • Only Allianz and MSIG available

  • Only for private cars

  • Only comprehensive coverage available

  • Must pay with TNG eWallet balance

How to get a car insurance quotation with CarInsure?

Step 1: Tap on “CarInsure” on your eWallet home page

Step 2: Fill in your details (car plate number, postcode, NRIC, marital status)

Step 3: Select your preferred insurer

Step 4: Choose to include add-ons or road tax 

Step 5: Fill in more comprehensive details 

Step 6: View and double-check your quotation, then tap “Confirm Order”

Step 7: Enter your 6-digit eWallet PIN to pay

Your e-policy will be emailed to you within 24 hours, and road tax will be delivered to your address within 3 - 5 days.

Touch ‘n Go also released a handy tutorial video to guide you through, check it out here. If you can’t find the “CarInsure” button on your home page, try updating your app to the latest version.

Let us know your thoughts on Touch ‘n Go’s latest feature! Are you for it, or does it leave much to be desired?